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IGF offers
market-leading rates on small transactions with simplified
eligibility. Businesses increasingly require total solutions to
their IT requirements - not just hardware, software and services,
but also financing to provide flexible payment. Financing achieves
the following:
- Turns
large upfront costs into affordable monthly payments, and
enables
an easier start to key IT Projects;
- Allows
more frequent technology refreshes whilst preserving
Capital for other business initiatives;
- Eliminates
concerns about hardware obsolescence and also assists
with the safe disposal of assets at end-of-life;
These Products (leases / loans) feature
simple contracts, easy-to-understand terms and conditions, and
multi-year payment options. They are available for both, IBM and
non-IBM products - enabling worldwide competitive pricing.
Fair Market Value (FMV)
Lease: Provides the lowest total payment over the
duration of the lease-term that can range up to 5 years - the most
common term is 36-months. At the end of the lease, Lessee can:
- Purchase the assets at the then FMV;
- Return the equipment or
- Renew the Lease
Full Payout Lease:
Is available for all types of depreciable assets. The present
value of the payment stream equals the acquisition cost of the
asset. At the end of the lease the Lessee can return, renew or
purchase the assets. Lease terms range up to 5 years. If
you desire future ownership of the assets, then consider a Full
Payout Lease.
Finance Option
is like a Bank loan. It is suitable if you wish to own the
equipment outright or want to spread out the non-hardware expenses
associated with an IT acquisition, such as software and services
over the full life-cycle of the project.
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